What Are My First Steps?

  • Find a good Retirement Planning Professional.
  • One who has substantial knowledge of financial products, taxes, legal issues, long term care, and well established contacts in all of these disciplines.
  • Check out his/her length of service, references and ask for a no obligation interview. Look for empathy, good chemistry, knowledge of retirement issues, ability to customize based on your situation and “no product push.” Find a professional who counsels and does not sell. No action should be taken until you take charge of your plan, understand it and are enthusiastic about it. This will take several meetings.
  • Once you have been through the evaluation and have a plan, execute it with discipline and enthusiasm.